Progressive’s Path to Power and Personal Destruction

Just Another Thought...

“No one making under $250K a year will see a tax increase. -  Candidate Barack Obama”.

Millions believed one of the most often used progressive lies in history. It is also one of the most often violated promises used in the last 90 years. Repeatedly, progressive politicians, of both parties, have used the power of envy and greed to push their agenda.

How it works is simple; rather than focus on the root of the problem, which is creating dependency on a government system, and not one’s own self – community, fosters the sense of protection and help coming from the government. In doing so, government takes control of people’s lives to the demise of the person. Those seeking control of the people use the power of weakness, to undermine the strong and make them weaker and dependent. As a result all become weaker morally, financially, and politically.

Weakening the people has been systematically applied from Presidents Woodrow Wilson; both Roosevelt’s, Johnson, Kennedy, Carter, Bush, Clinton, Bush, Obama, and to a much lesser degree by Ragan. All were Presidents of the United States and implemented some degree of socialism by small incremental steps.

Income taxes are progressive, steadily eating larger and larger portions of private income in the name of fairness. Social Security is applying a safety net to catch those not providing for their own future retirement. Problem is the promised social security payments are not enough to live on, without major living restrictions. Billions paid into the system become part of the general receipts to the federal government and are spent for pet projects, ignoring the original intent of the tax. What’s left is an IOU promising to replace the money. Partakers of this action in corporate America go straight to jail but, why is it legal for the government to do?

Most Federal and state programs claiming designs to help the people are in truth, designed to weaken the independence of the people while strengthening the governments control over the people. The cure for this leaching away of freedom and liberty is not simple but, can be done. The first step is to make yourself responsible for your actions and decision, not the government. Taking this step forces you, the individual, to think twice before doing something costly or dangerous.     

Tiger Wood’s is No God – Just a Man

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In a 13 minute announcement before, mainly family and friends and a few reporters, Tiger Woods showed he has grown up. He entered the game of golf a boy - a young man, and grew into an adult. However, he arrived into the professional circuit of golfers as a young single man. He knew what he was good at and proved he had what it took to take on the best and prove himself better.

After marrying the woman he wanted, he slipped into activities often plaguing men and women of great wealth, and confused as to what truly matters. On Fed. 19, 2010 he stood before the cameras, and admitted his poor judgment, poor character, and poor behavior. He admitted he was just a man.

However, the display of manhood he presented is of a higher caliber than that of President Obama. Tiger admitted his errors and mistakes, no matter his sincerity, the president and the leadership in the Democratic Party could learn a few things from the Pro Golfer. When you are wrong, fess up and get real. All of you are hired, and, can and will be fired.

401(k) or 403(b) Depends on Where You Work

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The 403(b) retirement plan is popular with educators and ministers. The 403(b) is one retirement plan offer to most employees of educational institutions and non-profit organizations as defined by Internal Revenue Code (IRC) 501(c) (3).  Investments by employers and contributions by the employee into a 403(b) are allowed to grow tax deferred until funds are withdrawn.  The assumption is this will occur at the time and age of retirement.  However, withdrawals even as retirement will be taxed as regular income.  The use of a 403(b) only delays payment of taxes till a later time. For more details concerning 403(b) plan, IRS Publication 571 provides IRS details.  You can obtain this document by calling 1-800-289-3676, or on the internet at www.irs.gov/publications/p571/.

The popular 401 (k) retirement plan is another pretax qualified deferred plan.  In this plan, employees can elect to have a portion of their wages deposited into this plan in pre tax dollars.  Usually the dollars deposited, commonly referred to as elective contributions, are not subject to tax at the time of deposit, and are not reported on the employee’s 1040 tax form. Therefore, it is not reported on employee’s W-2 forms.  On the downside; these elected contributions are subject to income tax withholding at the time of deferment. They are also included as wages subject to social security, Medicare, and federal unemployment taxes.

Contributions to a 401(K) plan are not limitless. Limitations on allowable amounts are spelled out in IRS Publication 525; Taxable and Nontaxable Income.  Publications 560, Retirement Plans for Small Business; (SEP, SIMPLE, and QUALIFIED PLANS), explain setting up and maintaining plans for employees involved in 401(k) plans. 

One retirement aspect which could be to the advantage to retires, and non-retirees alike are the ability to withdraw lump sums from 401(k) retirement accounts.  In today’s job changing environment, 401(k) accounts can be rolled over to a new employer, or into a more private system.  

Comparatively speaking, both 401(k)’s, and 403(b)’s offer strong support and opportunities for workers, depending on their type of employment.  For people working within educational systems, ministries, and I.R.S. approved industries; participation in 403(b) Retirement Plans could be very appealing toward retirement income.

In private sector industries, contributing to a 401(k) Retirement Plans offer a notable system of building a nest egg of size to be used in retirement years or for an emergency.

Suggested reading:   www.403bwise.com

                                     www.irs.gov/taxtopics/tc424.html

Retirement Information You Can Use

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Year after year we interact with our places of employment, or business, working to provide for ourselves and families.  Millions brave traffic congestion, foul weather and bad drivers in the hopes of one day retiring and enjoying the good life. In addition, we must deal with all the other challenges of life.  

Conversation regarding retirement can be gleaned in all industries, and all parts of the country.  As an objective, nearly all workers ponder the mechanics of having enough funds put away to live comfortably for the remainder of their lives; after they retire. In hopes of reaching that goal steps are taken. Often times a set amount of money is invested into a system, method, plan or program toward the “golden years”.

Retirement dollars can be invested in a number of ways, most of which will meet the desired end to some degree.  That end will be better in some instances than others.

Often employers of sufficient capacity and meeting I.R.S. requirements will offer retirement programs such as 401(k), IRA’s, or other types of plans.

Retirement plans such as IRA’s, 401(k)’s, and, 403(b)’s primarily for educators, ministries and others qualifying in the area of 501(c)(3) organizations, arrange investment participation programs.  These plans are required to meet certain IRS requirements by federal and, or state law.  In programs such as these, participants enroll in the programs offered or suggested, and in an investment vehicle offered through the employer. Each pay period, a specific amount, or percentage of money is deposited into the chosen plan. Some plans are matched up to a certain amount or percentage by the employer.

These plans are federal and or state controlled and regulated by law.  Frequent withdrawals are not convenient to do.

Federal and state regulated retirement plans are not the only methods available. Because the money earned belongs to the individual who earned it, more options are available.  If individual workers want more control of their money - purchase of stocks, bonds, municipal bonds, etc. are available.  Many of these investment vehicles require the assistance of investment professionals, and extensive research.  In some types of investments such as insurance products, agents or other experts are advised.

No matter the method, vehicle or plan used, if nothing is done to insure a degree of security for retirement, it may not be as golden as desired.

Reference: www.irs.gov

                 www.retirementplanblog.com

Brain Cell Exchange

Just Another Thought...

#1

An offbeat thought is a dangerous thing unless, it’s your thought for today.

“If two mice get into an argument, and one murders the other – the crime could be called a mouse-icide.

If two rats get into an argument, and one murders the other – the crime could be called POLITICS.”

L. M. O'Neal

Perhaps Democrats and Republicans should think about this.

For quotes from famous or important people visit; www.brainyquote.com  . 

The Biggest Mistakes Men Could Make With Their Women; IN February

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It matters not if you are in New York, Los Angeles, or any place in the country or the world.  February is one of the most dangerous months of the year for American men.  In most cases, forgetting Valentine’s Day could result in chills cooling the warmest of hearts. Not yours Mr. Man but, heart of the woman you are supposed to love and admire.  Failure to acknowledge this special day of romance is a cardinal sin (in some circles).  This is an attempt to rescue wayward male attention spans from a rude awakening on “V – Day”, before frost bite strikes at bedtime.

Plan “V – Day” for her.

Reasons to make such plans are simple; she wants to know she is not taken for granted. Much too often too many men assume their spouses, or significant other, will take care of it. Women do dozens of little things that add up to a successful house hold operation. Many of these small and easily ignored tasks are not necessarily in their best interest. They perform them in the interest of their man.  One of the best ways to show your appreciation is to plan and execute something for her.

It is understood today’s economic climate may require monitoring the out flow of every dime but, much can be accomplished, at little expense. If you can afford it, by all means hop a jet, and celebrate “V – Day” in London, Sydney, or perhaps Hong Kong, or someplace she would deem romantic. However, if finances are limited, restricted, or strained try listening to what she has to say.

I understand making a suggestion like this, is nearing the ranking of unforgiveable coming from a man but, try to consider something.  “V –Day” ain’t about you. It’s about her; the better half of you. Now, get over yourself and make her feel like a queen for a while.

A few minor suggestions are in order, if you want positive results. Turn off your blackberry. You are not Barack Obama. You do not need to tell Pelosi and Reid everything you are doing. If you think you can’t be disconnected for a few hours consider this. If you were in a coma, what would the other people do? Get the point. Turn the little sucker off, and pay attention to her.

Next, don’t talk politics or sports to her unless she is really, really into it. If she is, it may lead to where you want to go. Let her talk, and act like you are listening; even if you hate the subject. She may have a better focus on the issue than you.

Don’t talk about things you know little about, unless you are asking her questions and seeking her advice. For example, stay away from literature if you are not a reader and she is.  A wrong step in areas of her enjoyment could result in undesired consequences.

Keep a couple of key things in mind. Be creative within the confines of what you think she might like. If she likes it, you will be a special sweet heart. Do not concern yourself about global public health. Your primary objective is her romantic health. 


And finally, try to be part of the civil society of humanity. You can embarrass her some other time.

I have tried to offer a few pieces of advice and suggestions. Do with it what you will but, when darkness covers you world on Valentine’s Day – night; let global warming flourish at your house.

www.celebrations.com/valentines-day

Three mistakes guys make for Valentine’s Day

Just Another Thought...

“Listen Up”.  Gentlemen, guys, fella’s; this is a romance notice. If you fail to reach your goal on Sunday (Valentine’s Day), it’s probably your fault. 

I hope that is clear enough. Sunday is Valentine’s Day and you are trying to survey long enough to get past it. True, Valentine’s Day is a day dedicated to romance or appearing romantic, don’t make it torture.  Millions of dollars are exchanging hands for the specific purpose of stimulating a desired reaction.  Flowers, candy’s, even surprises hug will likely get better result than the billions of dollars wasted by the Obama administration.

But, fear not. Here are three mistakes not to make this weekend.

·         Do not ignore the date.

·         Do not plan to hang out with your buddies.

·         Do not wait to the last minute.

·         
      

Bullet point 1; Valentine’s Day is designed to be a romance land mine.  If you forget or ignore the date, life 

becomes less pleasant; quickly.  Your spouse, significant other or whatever, want’s to be acknowledged for just a little while. If you come through, relationships can improve quickly.

Bullet pint 2; If you decide to hang out with your buddies, you may be inviting frost bite at home.  Unless your buddy or buddies are your romantic interest; take it to the one you are suppose to be involved with. Suggestion; go get ice cream or do something with the special one.

Bullet point 3; We have 24 hours a day, each. If you can’t arrange, remember, conclude or accidently identify Sunday as Valentine’s Day, you are asking for trouble.  Unless, trouble is your objective, waiting to the last minute to grab a gift means, you may not actually appreciate the other person. Don’t make that mistake. Do it now and save yourself another disagreement.

By the way, a quickly constructed line of poetry may not be a bad idea; if you ask the receiver to help you get it right.  Such gifts may or may not be in vogue. This is very risky.

If you find yourself totally stuck, ask your parents or your social network.  They are likely to be an open source of information, if you are sincere.